To provide your client with the best possible product to fit their needs it is necessary to not only take the cost of the product into account, but many other factors as well. The convertibility of the product, financial strength of the company, service after the sale and company underwriting all play a large part in making a decision on which product to choose.

We strongly suggest that when using Vital Term you utilize all of the tools offered with the program. When running the reports it is very important to include the product specifications by selecting "the features with modals" (step 3 on Vital Term). We suggest that you familiarize yourself with all of the reporting options to see which ones best suit your needs. If you would like a tour please contact Paul Irving.