Underwriting

Click here for a 3 minute audio/visual presentation detailing the benefits of using CPS’ Underwriting Department when working to get coverage for your clients with potentially adverse underwriting issues. CPS gets your impaired risk cases placed!

Quick Quote Questionnaires for the most common impairments.

Underwriting Guide for Term Products

Impaired Risk Underwriting - To learn if your client has a health impairment. The link will give you an overview of your client's impairment and underwriting classification.

Underwriting Requirements - View the underwriting requirements for your client.

Underwriting Guidelines - View the required underwriting guidelines for your client.

Underwriting/Product Spreadsheets

Table Shaving Programs
Simplified and Guarantee Issue Products 24 K PDF
Tobacco Usage Underwriting 8 K PDF
Pilot Underwriting 7 K PDF
Scuba Underwriting 9 K PDF

Product Information

Carrier Roster By Product Type 5K
Permanent Life Product Details 13K
Survivorship Life Product Details 9K
Product Rider Details 15K
Conversion Guidelines 10K
Policy Holders' Service 7K